What You Should Know About Vehicles This Year

The Car Industry In El Paso, Texas

As the sixth largest city in the state of Texas, El Paso’s estimated population was 563,662 as of 2000. El Paso borders Mexico at the Rio Grande’s northern bank and is a popular place of entry to the states from Mexico. The city’s progress can be attributed to industries such as medical manufacturing, automotive industry, food processing, high tech jobs and defense. El Paso also offers many choices for affordable auto insurance. Pan American Insurance, Brown & Brown, Farmers, Bristol West, Wells Fargo, Safeco, Travelers and GMAC are some of the options which the Car insurance providers provide in order to have a security to the type of policy that you need.

Statistics do influence car insurance rates a great deal. For example, El Paso had 37 fatal automobile accidents in 2007. These crashes involved 98 persons and 57 automobiles. The city also reported more than 3,000 stolen vehicles in 2007. The 22.4 minutes average time for the local work commute time is also another important statistic. These factors will always be considered by insurance companies especially when insuring people.

Providers also consider the type of car you own. If your car happens to be on the “most stolen automobiles” list for Texas, you might incur higher premiums. The 2004 Ford F-250, 1994 Chevy Full Size 1500 Pickup, 1996 Honda Accord, 2000 Honda Civic and 2004 Dodge Ram Pickup are some of the cars included in Texas’ “most stolen automobiles”. Be sure to check rates before buying one of these types of vehicles.

Texas Car Insurance – Liability; Texas motorists are required to carry at least $25,000 (per person) of Bodily Injury Liability, with up to $50,000 coverage per accident. The Property Damage Insurance also requires the suspect to pay $25,000. You might see this type of coverage written as 25/50/25. If found at fault in an accident, you are required to cover the damage and medical bills since this system follows the Tort system.

In order to compare rates and to get the most affordable and convenient auto insurance in El Paso, you can always search it online. Some providers even provide free quotes, all you have to do is to file a simple form.

Look for ways to obtain discounts to enjoy huge savings. If you have a teen driver, then having a good grades can also let you avail discounts. Discounts that are being offered occur in different forms, it can be a low mileage per year on your automobile, safety products on your car, anti-theft mechanisms or a good driving history. Seek quotes from companies with a strong rating in financial stability as well as customer service.
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